Entire condo

Colorful, waterfront condo with beach access, pool & fitness center

Oceanfront with water park, near Shipwreck Island Waterpark

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On the beach - Colorful, waterfront condo with beach access, pool & fitness center (Panama City Beach)
Terrace/patio - Colorful, waterfront condo with beach access, pool & fitness center (Panama City Beach)
TV, DVD player, video library - Colorful, waterfront condo with beach access, pool & fitness center (Panama City Beach)
A heated pool - Colorful, waterfront condo with beach access, pool & fitness center (Panama City Beach)
Exterior - Colorful, waterfront condo with beach access, pool & fitness center (Panama City Beach)
Sterling Reef 103 offers a colorful retreat with spectacular views of the pool and white, sandy beaches from its spacious balcony. With comfortable furnishings, a well-equipped kitchen, and central air-conditioning, you'll feel at home. Enjoy access to a bi-level swimming pool, sundeck fitness center activity room as well as easy beach access.

Reviews

8.6 out of 10
Excellent

Entire condo

2 bedrooms2 bathroomsSleeps 61076 sq ft

Popular amenities

  • Ocean view
  • Pool
  • Kitchen
  • Washer
  • Dryer
  • Air conditioning

Add dates for prices

About this property

Entire place

You'll have the entire condo to yourself and will only share it with other guests in your party.

Colorful, waterfront condo with beach access, pool & fitness center

Sterling Reef 103

Our calendar is updated in real-time & our nightly rates are accurately displayed. Simply enter your desired dates and click 'Book Now!'

All ADA service animals must be pre-approved by the Sterling Reef Homeowners Association.

This colorful rental offers spectacular views of the pool and the adjacent white, sandy beaches from its spacious, furnished balcony. Enjoy comfortable furnishings throughout, a well-equipped, full kitchen, and cooling, central air-conditioning. You will also have access to a gorgeous bi-level swimming pool, sundeck, fitness center, and activity room, as well as easy access to the beach.

Start your days sunning, swimming, or walking the gorgeous beach and then break for lunch at one of several local restaurants. For all-ages fun visit Shipwreck Island Waterpark, located just across the street, as well as the Panama Dunes Adventure Park, The Original Goofy Golf, and Ripley's Believe It or Not!, just two miles east.

THINGS TO KNOW
After making your reservation, you will receive an email a few days before your arrival date from GuestSVCS to register your vehicle. There is a maximum limit of two vehicles per reservation and the charge is $50.00 per vehicle registration.
While we provide an initial supply of toilet paper, paper towels, hand soap, and trash bags to get you through your first day, we do not replenish them. Please make sure to bring these additional items to get you through your vacation.
No smoking or vaping is permitted at the property (including on porches, decks, or other outdoor areas) at any time. Fines of $250.00 will be issued if this rule is not respected.
No pets are allowed at this vacation rental.
This rental is located on floor 1 above the parking garage.
The pool is heated from December 1 until March 1

Parking notes: There is parking available for a fee of $50.00 per vehicle with a maximum of two vehicles

Parking notes: There is parking available for a fee and charges will apply for 2 vehicles.
This rental is located on floor 1.



Damage waiver: The total cost of your reservation for this Property includes a nightly damage waiver fee, plus tax if applicable (the “Damage Waiver”). (A discount may be applied for stays of 28 nights or longer, if permitted.) The Damage Waiver covers you for up to $3,000 of accidental damage to the Property or its contents (such as furniture, fixtures, and appliances) as long as you report the incident to the host prior to checking out. The Damage Waiver fee eliminates the need for a traditional security deposit.
More information can be downloaded from the "Rental Agreement" on the checkout page.

Due to local laws or HOA requirements, guests must be at least 25 years of age to book. Guests under 25 must be accompanied by a parent or legal guardian for the duration of the reservation.

Property amenities

Beach

  • On the beach

Pool/Spa

  • Communal pool
  • Heated pool

Internet

  • Available in the condo: Internet access

Parking and transportation

  • Onsite parking options include a garage

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Microwave
  • Oven
  • Paper towels
  • Refrigerator
  • Stovetop
  • Toaster

Bedrooms

  • 2 bedrooms
  • Bedsheets provided
  • Sofa bed

Bathroom

  • 2 bathrooms
  • Hair dryer
  • Toilet paper
  • Towels provided

Living spaces

  • Living room

Entertainment

  • DVD player
  • TV with cable/satellite channels
  • Video library

Outdoor areas

  • Balcony
  • Barbecue grill

Laundry

  • Laundry facilities
  • Washing machine

Comfort

  • Air conditioning
  • Heating

Pets

  • No pets allowed

Suitability/Accessibility

  • Elevator
  • Smoking not allowed
  • Note from host: Smoking is not permitted anywhere on the premises.

Services and conveniences

  • Iron/ironing board

Location highlights

  • Near a hospital
  • Near an outlet shopping mall
  • Near the marina
  • Near the ocean
  • On the waterfront

Things to do

  • Gym
  • Heated pool
  • Water park
  • Water sports equipment
  • Birdwatching nearby
  • Cycling nearby
  • Ecotours nearby
  • Fishing nearby
  • Golfing nearby
  • Hiking/biking trails nearby
  • Jet skiing nearby
  • Kayaking nearby
  • Motor boating nearby
  • Parasailing nearby
  • Sailing nearby
  • Scuba diving nearby
  • Snorkeling nearby
  • Surfing/bodyboarding nearby
  • Swimming nearby
  • Theme park nearby
  • Wildlife walks nearby
  • Windsurfing nearby

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • First aid kit
  • Fire extinguisher

General

  • Property located in a resort
  • Unit size: 1,076 square feet

Similar properties

Policies

Check-in

Check-in time starts at 4:00 PM
Contactless check-in available
Minimum check-in age: 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Rules

For information about quiet hours, please refer to the listing description.

Pets

Pets not allowed

Children and extra beds

Children are welcome

Events

No events allowed

Smoking

Smoking is not permitted
Smoking is not permitted anywhere on the premises.

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a first aid kit
This property has outdoor spaces, such as balconies, patios, terraces which may not be suitable for children; if you have concerns, we recommend contacting the property prior to your arrival to confirm they can accommodate you in a suitable room
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
Property Registration Number 17914

Property is also known as

24508

About the area

Located in Panama City Beach, this condo is near theme parks and on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's natural beauty can explore Panama City Beaches and Frank Brown Park. Check out an event or a game at Publix Sports Park, and consider making time for Shipwreck Island Waterpark, a top attraction not to be missed. Be sure to check out the area's animals with activities such as game walks and birdwatching. Visit our Panama City Beach travel guide
View more Condo rentals in Panama City Beach
Map
Panama City Beach, FL

What's nearby

  • Pelican patiently waits for some fish scraps from the user of a man cleaning his fish. There are 2 piers in Panama and both cost $3 to walk them. The one closest to Pier Park is further out into the Gulf so it's more worth it if you can only do 1 pier. They do stamp your hand so you can go on and off it all day. On the pier a lot of people fish so watch for them hooks. From what I was told to fish in Florida you need a salt water and a fresh water licence in order to fish in the different waters. There are also signs posted on the pier about how to handle a situation if sea turtles get caught.
    Edgewater Gulf Beach
    1 min walk - 0.1 km
  • Sunset in Panama City, Florida
    Panama City Beaches
    3 min walk - 0.3 km
  • The M.B. Miller County Pier and Gulf of Mexico at sunrise, in Panama City Beach, Florida., Shutterstock ID 560982808, Purchase Order: SP-1891 Wave 0, Client/Licensee: Hotels.com
    M.B. Miller County Pier
    3 min walk - 0.3 km
  • Shipwreck Island Waterpark which includes rides and a water park
    Shipwreck Island Waterpark
    6 min walk - 0.6 km
  • Golf Course at Edgewater
    12 min walk - 1.1 km

Getting around

  • Northwest Florida Beaches Intl. Airport (ECP)
    32 min drive

Restaurants

  • Beef 'O' Brady's
    19 min walk
  • Another Broken Egg Cafe
    12 min walk
  • Harpoon Harry's
    11 min walk
  • Salty Goat Saloon
    18 min walk
  • Taco Bell
    17 min walk

Frequently asked questions

Does Colorful, waterfront condo with beach access, pool & fitness center have a pool?

Yes, this property has a pool. Pool types include heated pools.

Is Colorful, waterfront condo with beach access, pool & fitness center pet-friendly?

No, pets are not allowed at this property.

How much is parking?

Onsite parking is available at the property.

What time is check-in at Colorful, waterfront condo with beach access, pool & fitness center?

Check-in begins at 4:00 PM.

What time is check-out at Colorful, waterfront condo with beach access, pool & fitness center?

Check-out is at 10:00 AM.

Where is Colorful, waterfront condo with beach access, pool & fitness center located?

Nestled on the beach, this Panama City Beach condo building is within a 5-minute walk of Edgewater Gulf Beach and Panama City Beaches. Goofy Golf and M.B. Miller County Pier are also within 5 minutes.

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Colorful, waterfront condo with beach access, pool & fitness center Reviews

Reviews

Excellent

All reviews shown are from real guest experiences. Only travellers who have booked a stay with us can submit a review. We verify reviews according to our guidelines and publish all reviews, positive or negative.
More informationOpens in a new window
Rating 10 - Excellent. 20 out of 38 reviews
Rating 8 - Good. 13 out of 38 reviews
Rating 6 - Okay. 2 out of 38 reviews
Rating 4 - Poor. 1 out of 38 reviews
Rating 2 - Terrible. 2 out of 38 reviews

8.6

Cleanliness

10

Location

Reviews

10/10 Excellent

Zach M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great views

We really enjoyed the condo. Great views and easy access to the beach. We will be back!
Stayed 4 nights in Mar 2025
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Deborah B.

Perfect location

This condo was located in a perfect place on the beach. The unit was clean and has a wonderful large patio area. We enjoyed our girls weekend here!
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Karen P.

Vacation

We loved this condo-the balcony was very spacious, the location was perfect for going to the pier everyday, and the beds were comfortable
Stayed 3 nights in Oct 2024

10/10 Excellent

TOM R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

2024 FIRST TRIP

VERY NICE LOCATION ON THE BEACH.
Stayed 30 nights in Feb 2024
This review comes from a trusted partner site and has not been verified.

8/10 Good

Julia T.

Sterling 103

The people are so nice!
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Virginia M.

Sterling Reef 103

My family and I loved this condo. We will absolutely try to stay here again in our future trips to Panama City. Only complaint was the queen bed. Needs a new mattress.

8/10 Good

Hanna T.

Liked: Cleanliness, communication, location, listing accuracy

Great View

Overall great condo for a family! Spacious balcony with a great view. Any questions we had were resolved by the next business day. SA
Stayed 5 nights in Oct 2023
This review comes from a trusted partner site and has not been verified.

8/10 Good

Adrian C.

Convenient location

Beautiful location with good mattresses on the bedrooms

10/10 Excellent

alma v.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Family vacation

Perfect vacation place was clean. Will definitely be back.
Stayed 3 nights in Jun 2025
This review comes from a trusted partner site and has not been verified.

8/10 Good

Iris T.

Family that stay twice a year in the same apartment.

Great place !! Recommended.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Allison M.

Great place to stay!

Marvelous! We’d definitely stay here again.
This review comes from a trusted partner site and has not been verified.

6/10 Okay

jill m.

We had a great time

Loved the large balcony and master bed.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Anna G.

Beach Life!!!

Loved it all except parking, and no air!!!
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Pam L.

Family Vacay

The entire apartment was very spacious. Clean and well stocked. The balcony was amazing and the ocean view was beautiful. Will definitely stay here again ❤️

10/10 Excellent

Ashley N.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beyond amazing

We loved this unit. It was beautiful but simple. The views were amazing. Even though it was the first floor, we were still high up because of the parking. The balcony was the best part! We stayed there the whole time. We will return!
Stayed 2 nights in May 2021
This review comes from a trusted partner site and has not been verified.

4/10 Poor

Shiryll D.

Not too happy

The whole room needs upgrading. The balcony for sure needs to be updated. The balcony was very dirty and needed cleaned. When we arrived the dishwasher had dirty dishes in it. The air would not go below 70 the whole time, it mainly stay at 74-75.. way too hot for July. I could think of much more. Unfortunately I would not book again.

8/10 Good

John T.

Liked: Cleanliness, check-in, location, listing accuracy

Vacation

Nice location close to everything
Stayed 5 nights in Jul 2022
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Kristi K.

Beautiful view

The family loved the large balcony and the view. The condo was clean and well stocked. The check in and check out process was simple. We didn't use the pool but it looked clean and not very crowded.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Nancy R.

Amazing view

I love staying at Sterling reef ! They never disappoint! This condo was great!
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Syeni L.

Wonderful Spring Break Vacation

This condo unit is beautiful! The condo is clean and spacious. The kitchen is well stock. Loved the huge balcony! Being on the first floor and next to the stairs is convenient, as we don't have to take the elevator to go to our vehicle. The condo is convenient to shopping center, restaurants, attractions, and next to M.B Miller fishing pier, which is a major bonus. I'm surprised this condo is quiet and not fully book, as it was during Spring Break. Overall, we enjoyed our stay and looking forward to renting this unit again when we have a family vacation in PCB.
This review comes from a trusted partner site and has not been verified.

8/10 Good

Angie M.

Descent loved the view

The condo was nice loved the ocean view absolutely beautiful only downfalls were 1 no clothes basket for laundry .Not much toilet paper or soap for dishwasher as you are expected to have them dishwasher before you leave. Please invest in some out door furniture. Other that everything was great. I loved my ocean view from bedroom as you have 2 different entry's to go outside see ocean view. 1 from thr living room and 2nd from the master bedroom that also has a private bathroom. I give it a 4 stars out of 5.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

FFMD Property Management L.

Best place on pcb!

This unit was so conveniently located on the first floor above the the parking deck. The patios on this floor are bigger than all the other patios in this building, which was a huge plus because the view is so breathtakingly beautiful. Starting with check in, the process was really smooth. The front desk was really friendly and we were able to go straight to our room when we got there around 4pm check in time. The room upon arrival was so clean and I loved the decor and colors of the unit. I was here with family, and everyone really enjoyed staying here at unit 103. We stayed for 4 nights, 5 days and while staying here, we were able to explore 3 piers, visit the conservation center, eat fresh seafood from the seafood markets nearby, and visit the st Andrew's state park. This unit really was home away from home. They had pots, pans, utensils, plates, bowls in case you wanted to cook some meals at home! This was an amazing vacation and it was perfect staying at this unit because of the great location. The beach is secure with a gate code so our beach was less busy and felt like a private beach - awesome! This building also has a pool and a gym which was a plus! Overall I really enjoyed my time here and felt very safe. The only thing I would advise is that if you're staying for over 3 days, make sure to bring extra toilet tissue and paper towel! An amazing unit at PCB with the clearest beach waters!
This review comes from a trusted partner site and has not been verified.

8/10 Good

Don T.

First week in August

The back patio view was fantastic. Would have been better if others above wouldn’t have thrown and poured stuff down. Beach was beautiful. Convenient to everything. Clean and comfortable !
This review comes from a trusted partner site and has not been verified.

6/10 Okay

Jaclyn b.

Condo itself is nice but overall disappointed

The condo and large balcony was beautiful but the furniture was old. The furniture on patio was torn and weathered, it def. needs to be updated. There was only one working elevator. 19/20 floors of people, you can imagine the issue. The parking is atrocious!!!!! Don't try to bring a large vehicle and not leave without dings or scratches. I'd never recommend anyone staying on first floor because you should have seen the amount of debris thrown into us. Cigarettes, donuts, paper, towels, food ... It was not stop. 😟
This review comes from a trusted partner site and has not been verified.

8/10 Good

Cindy S.

Beautiful views

Rooms were comfortable. Easy access to stairs and parking garage. Cooking in room was easy. Don’t forget the essentials! Cooking spray, detergent, toilet paper and paper towels etc