"Such a comfortable stay. We truly felt relaxed, and the hotel spoils you with an open mini bar with all of the San Pellegrino you want. We loved that they gave us so many drinks and snacks. The bed was so comfortable and it was quiet. The location is gorgeous and the town is truly a special, charming community. Highly recommend staying here."
"Such a comfortable stay. We truly felt relaxed, and the hotel spoils you with an open mini bar with all of the San Pellegrino you want. We loved that they gave us so many drinks and snacks. The bed was so comfortable and it was quiet. The location is gorgeous and the town is truly a special, charming community. Highly recommend staying here."
"Location of the hotel is perfect. The staff are all very helpful and friendly. Breakfast choices are plentiful. One window of the room only had a net curtain, slightly concerned but once I had found it had shutters outside, so leaning out and closing them every night made complete darkness. I can highly recommend this hotel for a stay, views are amazing. "
"Location of the hotel is perfect. The staff are all very helpful and friendly. Breakfast choices are plentiful. One window of the room only had a net curtain, slightly concerned but once I had found it had shutters outside, so leaning out and closing them every night made complete darkness. I can highly recommend this hotel for a stay, views are amazing. "
"We liked the location. There is a brewery next door which makes the hotel very convenient on terms of food. Also staff was very friendly which makes the stay more pleasant. "
"We liked the location. There is a brewery next door which makes the hotel very convenient on terms of food. Also staff was very friendly which makes the stay more pleasant. "
"Wonderful bed and breakfast. Andrea and his family were incredible hosts. They saved us a perfect parking spot right outside and provided excellent recommendations for the area including dining which was very good. Room was clean and spacious and we slept very well. The breakfast they made was delicious as well! Cannot recommend highly enough, a wonderful stay and hosts!"
"Wonderful bed and breakfast. Andrea and his family were incredible hosts. They saved us a perfect parking spot right outside and provided excellent recommendations for the area including dining which was very good. Room was clean and spacious and we slept very well. The breakfast they made was delicious as well! Cannot recommend highly enough, a wonderful stay and hosts!"
"Incredible views - and incredibly helpful staff..we were given such fantastic recommendations on where best to explore Bellagio. We wished we had more time there."
"Incredible views - and incredibly helpful staff..we were given such fantastic recommendations on where best to explore Bellagio. We wished we had more time there."
"Lovely hotel in an amazing location, beautiful grounds, amazing spa, excellent breakfast- a little out of the way so you will need a car unless you plan on staying at the hotel all the time. Lovely drives into the lakes and mountains."
"Lovely hotel in an amazing location, beautiful grounds, amazing spa, excellent breakfast- a little out of the way so you will need a car unless you plan on staying at the hotel all the time. Lovely drives into the lakes and mountains."
Lowest nightly price found within the past 24 hours based on a 1 night stay for 2 adults. Prices and availability subject to change. Additional terms may apply.
Lowest nightly price found within the past 24 hours based on a 1 night stay for 2 adults. Prices and availability subject to change. Additional terms may apply.
Stay near popular San Pellegrino Terme attractions
QC Terme San Pellegrino
9.2/10 (49 reviews)
You can take time to visit QC Terme San Pellegrino during your travels to San Pellegrino Terme. Make some time to visit the monuments while you're in the area.
You can learn about the history of San Pellegrino Terme when you stop by San Pellegrino Casino. Discover the mountain views and local cheese shops in this culturally rich area.
Learn about the local history of San Pellegrino Terme when you take a trip to Casinò di San Pellegrino Terme. Discover the mountain views in this culturally rich area, or seek out the ski slopes.
You can learn about the history of San Pellegrino Terme with a trip to Caduti Temple. Discover the mountain views and local cheese shops in this culturally rich area.
Thermal waters flow through the elegant Belle Époque spa complex at QC Terme, where you can soak in mineral-rich pools with mountain views. Admire the stunning architecture of the historic casino building, then explore nearby Caduti Temple or take a refreshing excursion to Waterfalls of Val Vertova.
Our stay and experience at Al Molo 5 in Vassena were simply unforgettable. From the moment we arrived, the hospitality exceeded every expectation. A heartfelt thank-you to Daniel, whose customer service was nothing short of exceptional—attentive, kind, and always ready to help with a smile.
We are also incredibly grateful to Daniela and the owner for the wonderful upgrade, which made our stay even more special. The rooms were chic, spotless, and beautifully designed, and waking up to the...
Our stay and experience at Al Molo 5 in Vassena were simply unforgettable. From the moment we arrived, the hospitality exceeded every expectation. A heartfelt thank-you to Daniel, whose customer service was nothing short of exceptional—attentive, kind, and always ready to help with a smile.
We are also incredibly grateful to Daniela and the owner for the wonderful upgrade, which made our stay even more special. The rooms were chic, spotless, and beautifully designed, and waking up to the...
Raul
Reviewed November 23, 2025Reviewed November 23, 2025
This is a wonderful boutique hotel perfectly situated for a stay in beautiful Bergamo's Citta Alta. We were greeted so warmly - the managers and staff are all smiles all the time! - and welcomed with a glass of lovely local White and a charcuterie board, while we watched the tiny funicular which goes up to the highest point of the town. The rooms are very nice. This area is quiet but so close to fabulous restaurants and shops and its famous walls and stunning architecture. We loved our stay and...
This is a wonderful boutique hotel perfectly situated for a stay in beautiful Bergamo's Citta Alta. We were greeted so warmly - the managers and staff are all smiles all the time! - and welcomed with a glass of lovely local White and a charcuterie board, while we watched the tiny funicular which goes up to the highest point of the town. The rooms are very nice. This area is quiet but so close to fabulous restaurants and shops and its famous walls and stunning architecture. We loved our stay and...
Aldonna
Reviewed February 20, 2025Reviewed February 20, 2025
Located right in the old part of town, in a pedestrian area. Old building but very well renovated, clean, quiet and fresh. Checking-in and out was all via code keys, simple and effective. The church across the square is a must-see - 17th century.
Located right in the old part of town, in a pedestrian area. Old building but very well renovated, clean, quiet and fresh. Checking-in and out was all via code keys, simple and effective. The church across the square is a must-see - 17th century.
Yury
Reviewed November 20, 2023Reviewed November 20, 2023
Wellness Retreats: San Pellegrino Terme is renowned for its rejuvenating spa treatments and luxurious wellness packages, perfect for relaxation.
Historic Attractions: Explore charming churches, historic palaces, and majestic castles that reflect the region's rich culture.
Stunning Natural Scenery: Enjoy breathtaking views and outdoor activities, ideal for nature enthusiasts.
Family-Friendly Options: There are accommodations and activities suited for families, ensuring a welcoming atmosphere for all.
Diverse Accommodations: Choose from a range of stays, from cozy bed and breakfasts to well-appointed hotels.
Find great hotels near San Pellegrino Terme
San Pellegrino Terme offers a charming array of accommodations, from welcoming bed and breakfasts to well-appointed hotels. Whether you're seeking a pet-friendly stay, a family-friendly environment, or a business-oriented experience, you'll find options that cater to your needs. Notable choices include Hotel Avogadro, Hotel Centrale, and Hotel Riposo, ensuring a delightful visit to this picturesque Lombardy destination.
Hotel Excelsior San Marco: Experience the perfect blend of luxury and convenience at Hotel Excelsior San Marco, a 4-star hotel located 16.1km from San Pellegrino Terme. This property caters to both business and leisure travellers, offering unique golf-themed experiences and pet-friendly accommodations. With dedicated business amenities including a Business Centre, Conference Space, and Meeting Rooms, it’s an ideal spot for corporate retreats. Golf enthusiasts can enjoy tailored golf experiences, while pets are warmly welcomed with specific policies ensuring a comfortable stay for all. This hotel promises an enriching experience for both business and leisure guests alike.
Mercure Bergamo Centro Palazzo Dolci: Nestled 16.1km from San Pellegrino Terme, Mercure Bergamo Centro Palazzo Dolci is a sophisticated 4-star hotel that embraces a golf-themed and LGBTQIA-friendly environment. The property is designed for travellers who appreciate both business amenities and inclusivity, featuring facilities that cater to corporate needs. Guests can indulge in golfing experiences while enjoying the comfort of elegantly appointed rooms. This hotel not only provides a welcoming atmosphere for LGBTQIA travellers but also ensures that everyone feels at home with its exceptional service and amenities.
B&B HOTEL Bergamo City: Situated 17.7km from San Pellegrino Terme, B&B HOTEL Bergamo City offers a cozy and budget-friendly 3-star option for business travellers and pet lovers. With a focus on comfort and convenience, this hotel provides a Business Centre for the working traveller. Pets are welcome, accommodating their needs with specific policies in place. The welcoming atmosphere and essential amenities make this hotel a practical choice for those looking to explore the area without breaking the bank, ensuring a pleasant stay for both you and your furry companion.
Where to stay in and around San Pellegrino Terme
San Pellegrino Terme, nestled in the Lombardy region of Italy, offers a unique blend of wellness and adventure. Known for its stunning views and historic buildings, this charming city is perfect for peaceful vacations. Explore the friendly atmosphere, indulge in wellness packages, and embark on excursions nearby. With a rich cultural vibe and family-friendly options, San Pellegrino Terme promises an unforgettable experience for every traveller seeking relaxation and exploration.
Bergamo: A mere 16.1km from San Pellegrino Terme, Bergamo is a captivating city that offers a blend of cultural richness and outdoor adventures. With its moderately seasonal visitor patterns, the peak months of June to July and September attract families and culture enthusiasts eager to explore its vibrant piazzas, historic landmarks, and recreational venues. Enjoy activities like skiing and motor racing, or simply stroll through charming streets filled with local shops and cafes. Bergamo is a gateway to an array of experiences, making it a must-visit during your vacation.
Bracca: Located just 3.2km from San Pellegrino Terme, Bracca is a picturesque city that captures the essence of outdoor and romantic getaways. With visitor numbers peaking in the warm months of July to August and December, this destination is perfect for those looking to embrace nature's beauty. Explore stunning valleys and lakes, indulge in spa treatments, or hit the nearby ski fields. Bracca's serene landscapes and historic attractions provide a tranquil escape that is sure to rejuvenate and inspire.
Antea: Nestled within the vicinity of San Pellegrino Terme, Antea is a quaint village that boasts a moderately seasonal influx of visitors. The peak travel months from July to September offer families and wellness seekers the chance to engage in rejuvenating spa treatments and exciting resort activities. With historic places, a theme park, and a charming castle nearby, Antea is an ideal spot for adventure and relaxation. Experience the warmth of local hospitality while enjoying the scenic beauty of this delightful village.
Things to do in and around San Pellegrino Terme
San Pellegrino Terme offers a perfect blend of wellness and outdoor adventures, making it an ideal vacation spot. Visitors can indulge in rejuvenating spa treatments and body therapies, or simply relax at luxurious resorts. The stunning natural surroundings invite exploration and outdoor activities, ensuring a memorable experience for those seeking relaxation and adventure alike.
Shopping
In San Pellegrino Terme, visit BoPo, a charming store just 12.9km away. If you're up for a drive, check out Globo Mall, located 112.9km away, offering a vibrant shopping experience with entertainment and family-friendly options. Auchan is also 212.9km away, featuring a mix of city vibes.
Recreation
Experience relaxation at QC Terme San Pellegrino, where rejuvenating body treatments await in a tranquil atmosphere. For sports enthusiasts, the Gewiss Stadium offers thrilling events, while the nearby Golf Club Bergamo provides a picturesque setting for a round of golf amidst stunning landscapes.
Adventure
Experience the thrill of the Ponte nel Sole Tibetan Bridge, a treetop walk 4.8km from San Pellegrino Terme, offering stunning views. For more excitement, head to Selvino Adventure Park, a zipline ropes course 9.7km away, or take a scenic ride on the Aviatico-Monte Poieto Gondola, also 9.7km distant.
Nightlife
Experience the magical atmosphere at Ganda Astronomical Observatory, only 11.3km away, where you can stargaze and enjoy engaging shows. For a cultural night out, visit Creberg Teatro Bergamo or Social Theater of Bergamo, both within 10 and 14.5km respectively, offering captivating performances in a romantic setting.
*Distances are measured in a straight line; actual driving distances may vary depending on the route.
Booking tips and Expedia advantages for San Pellegrino Terme
To save money on your trip to San Pellegrino Terme, consider travelling during the off-peak months of December to February when prices are lower. Booking your hotel about a month in advance can yield the best rates, while Saturday is typically the cheapest day to stay. Use Expedia to compare prices and find last-minute deals, and consider bundling your accommodations with flights and activities for added savings. Don’t forget to check for free activities in the area and explore the local public transport options to keep costs down.
The most and least expensive months on average to stay in a hotel: The cheapest months to stay in San Pellegrino Terme are December to February, where the prices are slightly lower. This is in comparison to July to September, where prices are slightly higher.
The best time to book a hotel: Booking a hotel in San Pellegrino Terme about 1 month out from when you are planning to stay is usually when prices are lowest. If you're a little more spontaneous, you could also peruse Expedia's last minute deals for hotels, look out for the green banner below the price, as this indicates a cheaper deal.
The most and least expensive days on average to stay in a hotel: The least expensive day to stay in San Pellegrino Terme is Saturday. The most expensive day to stay in San Pellegrino Terme is Thursday.
Find cheap hotels on Expedia: Expedia’s search tool enables you to set your budget, choose your desired location, and much more. You can arrange your search results to display prices from the lowest to the highest, ensuring you see the most affordable hotels first. Additionally, you can refine your choices by hotel type; for instance, selecting the “Eco-certified” filter will showcase sustainable and environmentally-friendly accommodations that you can book.
Consider bundling your trip: You can save money by combining your hotel reservation in San Pellegrino Terme with your flights and activities through an Expedia package.
Find the best attractions near San Pellegrino Terme
San Pellegrino Terme is a fantastic destination for wellness and adventure seekers, offering a variety of attractions that cater to culture and romance lovers alike. Visitors can explore charming churches, historic palaces, and majestic castles, making it the perfect backdrop for a memorable holiday. Whether you're looking to unwind or enjoy outdoor activities, San Pellegrino Terme has something for everyone.
Adriano Bernareggi Museum: Located 16.1km from San Pellegrino Terme, this art museum showcases a rich collection of local artworks, offering a deep dive into the cultural heritage of the region. The serene atmosphere enhances the experience, making it a perfect spot for art enthusiasts.
Piazza Vecchia: Also 16.1km away, this charming square is a cultural hub in the heart of the city, surrounded by stunning architecture. Its lively ambiance invites visitors to relax, explore the shops, and enjoy local cuisine while soaking in the historical significance.
Waterfalls of Val Vertova: Just 9.7km from San Pellegrino Terme, these breathtaking waterfalls set amidst lush nature provide a perfect escape for outdoor lovers. Ideal for hiking and romantic strolls, it’s a hidden gem for adventure seekers.
Best time to go to San Pellegrino Terme
The best time to visit San Pellegrino Terme is dependant on what kind of holiday you are seeking. July is its hottest month on average. At this time, visitor numbers are slightly low and weather is mostly sunny with light rain. January is its coolest month on average. At this time, visitor numbers are slightly high and weather is mostly sunny with light rain.
Calendar Month
Temperature
Precipitation
Cloudiness
Occupancy
Pricing
January
36.5°F (2.5°C)
Light Rain
Mostly Sunny
Slightly High
Slightly Low
February
39.0°F (3.9°C)
Light Rain
Mostly Sunny
Slightly High
Slightly Low
March
45.3°F (7.4°C)
Light Rain
Mostly Sunny
Average
Average
April
52.3°F (11.3°C)
Light Rain
Mostly Sunny
Average
Average
May
59.5°F (15.3°C)
Light Rain
Mostly Sunny
Slightly Low
Average
June
68.4°F (20.2°C)
Light Rain
Mostly Sunny
Slightly Low
Average
July
72.3°F (22.4°C)
Light Rain
Mostly Sunny
Slightly Low
Slightly High
August
71.8°F (22.1°C)
Light Rain
Mostly Sunny
Average
Slightly High
September
64.2°F (17.9°C)
Light Rain
Mostly Sunny
Average
Slightly High
October
55.6°F (13.1°C)
Light Rain
Mostly Sunny
Average
Average
November
46.2°F (7.9°C)
Light Rain
Mostly Sunny
Average
Average
December
37.9°F (3.3°C)
Light Rain
Mostly Sunny
Slightly High
Slightly Low
The nearest major airports for your trip to San Pellegrino Terme
Accessing San Pellegrino Terme is convenient with its proximity to three major airports. Milan Malpensa International Airport (MXP) is 77.2km away and offers nearby hotels such as the 4-star Dolce by Wyndham Milan Malpensa, just 8.0km from the airport, and Crowne Plaza Malpensa Airport, 1.6km away. Milan Linate Airport (LIN) is 51.5km from San Pellegrino Terme, with luxurious options like the 5-star Excelsior Hotel Gallia, 6.4km away. The closest is Bergamo Orio Al Serio Airport (BGY), located 19.3km away, featuring top accommodations such as the 5-star Relais Chateaux Da Vittorio, only 4.8km from the airport.
Frequently Asked Questions
What is the best area to stay in San Pellegrino Terme?
The best area to stay in San Pellegrino Terme is right in the heart of the town, particularly along Viale Papa Giovanni XXIII and the surrounding streets.
This central area is the main focus for visitors to San Pellegrino Terme. It's very walkable and features the town's most prominent landmarks, including the historic Grand Hotel and the San Pellegrino Casino, both stunning examples of Art Nouveau architecture. You'll find a good selection of eateries, local shops, and the renowned thermal baths, QC Terme San Pellegrino, all within easy reach. The Brembo River also runs through this area, offering pleasant riverside strolls.
For couples looking for a relaxing and high-quality escape, staying in the town centre is ideal. You'll be steps away from the thermal spa, great for unwinding, and have easy access to charming restaurants for evening meals.
What are the best family hotels in San Pellegrino Terme?
The 3-star Bigio Hotel, with an 8.6 rating, is very conveniently located just 0.2 km from QC Terme San Pellegrino. It offers complimentary cribs and connecting rooms, which are ideal for families. Guests can also enjoy a free buffet breakfast.
Another great option is the 3-star Bes Hotel Papa San Pellegrino Terme, rated 8.4. This hotel provides free WiFi, complimentary toiletries, and free self-parking or parking in a nearby location. It is situated 0.9 km from QC Terme San Pellegrino and features a child-friendly window design for added peace of mind.
What are the best spa hotels in San Pellegrino Terme?
For an excellent spa hotel experience in San Pellegrino Terme, consider Hotel Centrale.
The 3-star Hotel Centrale, with an 8.6 rating, offers a full-service spa on-site, complete with a steam room and massage treatments. It is conveniently located just 0.2 km from both the Casinò di San Pellegrino Terme and QC Terme San Pellegrino. The hotel also provides a 24-hour airport shuttle and an area shuttle for added convenience. See all spa hotels in San Pellegrino Terme
What hotels in San Pellegrino Terme offer free breakfast?
The B&B SAN FRANCESCO CLASS stands out with a superb 10.0 review rating and provides a free buffet breakfast. This B&B is also conveniently located for winter sports enthusiasts, with ski shuttle services, ski runs, and cross-country skiing available onsite or nearby.
Hotel Centrale, a 3-star establishment with an 8.6 rating, offers a free full breakfast and complimentary WiFi. Guests will appreciate the convenience of a 24-hour airport shuttle and area shuttle services, along with free self-parking.
Another great option is the 3-star Bes Hotel Papa San Pellegrino Terme, rated 8.4, which includes a free buffet breakfast. This hotel also provides free WiFi and free self-parking, with additional parking options nearby.
The 3-star Bigio Hotel, with an 8.6 rating, also serves a free buffet breakfast and offers free WiFi and free self-parking for guests.
Finally, Hotel Riposo, a 3-star hotel with an 8.6 rating, provides a free buffet breakfast, free WiFi, and free self-parking.
What are the top pet-friendly hotels in San Pellegrino Terme?
The 3-star Hotel Riposo, with an 8.6 rating, warmly welcomes pets and offers a complimentary buffet breakfast for guests.
Another excellent choice is the 3-star Hotel Centrale, also rated 8.6. This hotel is very convenient for pet owners, providing a 24-hour airport shuttle and an area shuttle. Guests can enjoy a complimentary full breakfast, and the QC Terme San Pellegrino is just 0.2 km away.
The 3-star Bigio Hotel, also boasting an 8.6 rating, is a great option for those travelling with pets. It provides a complimentary buffet breakfast, free toiletries, free WiFi, and free self-parking. Like Hotel Centrale, it is also conveniently located just 0.2 km from QC Terme San Pellegrino. See more pet-friendly hotels in San Pellegrino Terme
What are the best budget hotels in San Pellegrino Terme?
The 3-star Hotel Centrale, with an impressive rating of 8.6, offers excellent value. Guests can enjoy complimentary WiFi, a 24-hour airport shuttle, free breakfast, and free toiletries. Free self-parking is also available, making it convenient for those travelling by car.
Another fantastic option is the 3-star Hotel Riposo, also rated 8.6. This hotel provides free WiFi, complimentary buffet breakfast, and free toiletries. Guests will also appreciate the convenience of free self-parking.
The 3-star Bigio Hotel, rated 8.6, is a further great choice for budget-conscious travellers. It provides free WiFi, complimentary breakfast, free toiletries, and a free buffet breakfast. Free self-parking adds to the convenience.
Finally, the 3-star Bes Hotel Papa San Pellegrino Terme, with a rating of 8.4, is another solid option. It offers free WiFi, free self-parking, and complimentary breakfast. Guests will also find free toiletries and a free buffet breakfast.
What are the most romantic hotels in San Pellegrino Terme for couples?
The 3-star Bigio Hotel, with a rating of 8.6, offers a lovely setting for couples. Guests can enjoy free WiFi, complimentary toiletries, and a free buffet breakfast each morning. Many rooms feature a balcony and mountain views, adding to the romantic appeal. It is also very conveniently located, just 0.1 km from Casinò di San Pellegrino Terme and 0.2 km from QC Terme San Pellegrino.
Another excellent choice is the 3-star Hotel Centrale, also rated 8.6. This hotel provides free WiFi, complimentary toiletries, and a free full breakfast. For relaxation, it features a hot tub and a sauna, great for unwinding together. The hotel is very close to local attractions, being only 0.2 km from both Casinò di San Pellegrino Terme and QC Terme San Pellegrino.
What are the best hotels in San Pellegrino Terme near QC Terme San Pellegrino?
QC Room San Pellegrino, with an excellent 9.2 rating, is just 0.2 km from QC Terme San Pellegrino. Guests can enjoy a complimentary stocked minibar, free WiFi, and a balcony or patio, offering a comfortable and relaxing stay.
The 3-star Hotel Centrale, rated 8.6, is also a short 0.2 km from QC Terme San Pellegrino. This hotel offers a 24-hour airport shuttle and an area shuttle, providing easy transport options for guests.
Another great option is the 3-star Bigio Hotel, rated 8.6, which is likewise only 0.2 km from QC Terme San Pellegrino. It provides complimentary breakfast, including a buffet option, and free cribs, making it suitable for families.
When is the best time to go to San Pellegrino Terme?
The best time to visit San Pellegrino Terme for pleasant weather and outdoor activities is during the spring (April to June) and autumn (September to October) months.
During spring, the weather is mild and comfortable, typically ranging from 15°C to 25°C. This is an ideal time for exploring the town on foot, enjoying the riverside walks along the Brembo, and experiencing the blossoming natural surroundings. Couples might particularly enjoy this period for romantic strolls and al fresco dining without the intense summer heat.
Autumn brings similarly pleasant temperatures, usually between 10°C and 20°C, and the landscape is painted with beautiful seasonal colours. This season is great for hiking in the nearby Orobie Alps or taking scenic drives through the valleys. For those interested in the region's culinary offerings, autumn is also when local produce is abundant, making it a good time to sample regional specialities.
The summer months (July and August) can be quite warm, with temperatures often exceeding 30°C, which might be less comfortable for extensive outdoor exploration. While the historic thermal baths offer a cool respite, the town can also be busier with holidaymakers.
Can I cancel my hotel reservation on Expedia?
You can cancel your hotel reservation on Expedia, though it depends on the cancellation policy of your booking. Most bookings are refundable if canceled within 24-48 hours of the scheduled arrival. Be sure to check your booking confirmation for the exact cancellation policy. If free cancellation is available, you can cancel directly through your Expedia account by logging in, going to "My Trips", and selecting your reservation. To find flexible deals, filter your search by "Fully refundable property" for hotels in San Pellegrino Terme.
How much is the nightly rate at a San Pellegrino Terme hotel?
Prices for hotels in San Pellegrino Terme often vary, but you can find a great deal from CA $89 on Expedia. All sorts of factors affect price, such as the time of year or the days of the week you choose for your stay. Find the best deals by being flexible with your dates, and sort search results by "Price: low to high" for the cheapest rate.