"I have been traveling to Cosmic Crab for 9 years. It is one of my favorite places. The resort has a rustic Caribbean vibe with one of the best sunset views in Bocas. The pool is lovely. The restaurant has delicious food. I recommend the fresh fish dishes, burgers, and pizza. The bloody Mary's and margaritas are fabulous. The staff is friendly and helpful. Sometimes they host special events like a mosaic art workshop. They are now a Filthy Friday stop, also. You are just a quick boat ride from...
"I have been traveling to Cosmic Crab for 9 years. It is one of my favorite places. The resort has a rustic Caribbean vibe with one of the best sunset views in Bocas. The pool is lovely. The restaurant has delicious food. I recommend the fresh fish dishes, burgers, and pizza. The bloody Mary's and margaritas are fabulous. The staff is friendly and helpful. Sometimes they host special events like a mosaic art workshop. They are now a Filthy Friday stop, also. You are just a quick boat ride from...
"Lovely location and friendly and sttentive staff throughout our stay. Good quality and variety of food along with convenient and efficient room service. Would highly recommend"
"Lovely location and friendly and sttentive staff throughout our stay. Good quality and variety of food along with convenient and efficient room service. Would highly recommend"
"The hotel is in a great location. It is clean, well maintained and very spacious. I really enjoyed my time in this hotel. I was given a huge room with a huge balcony overlooking the city, I was very happy with it. Overall, this hotel is a 10/10."
"The hotel is in a great location. It is clean, well maintained and very spacious. I really enjoyed my time in this hotel. I was given a huge room with a huge balcony overlooking the city, I was very happy with it. Overall, this hotel is a 10/10."
"This place rocks! At the end of the Main Street , so easy walking everywhere. Great views of the ocean and town. Staff was great and breakfast was terrific. Will definitely stay there again."
"This place rocks! At the end of the Main Street , so easy walking everywhere. Great views of the ocean and town. Staff was great and breakfast was terrific. Will definitely stay there again."
"Great room overlooking the water with a nice comfortable covered balcony. Right in the middle of many bars restaurants and shopping. All of the staff were super friendly!"
"Great room overlooking the water with a nice comfortable covered balcony. Right in the middle of many bars restaurants and shopping. All of the staff were super friendly!"
"The hosts Naty and JC were excellent. Very responsive, friendly, helpful with transportation assistance and tour offerings. Breakfast was top tier as was dinner. Would highly recommend"
"The hosts Naty and JC were excellent. Very responsive, friendly, helpful with transportation assistance and tour offerings. Breakfast was top tier as was dinner. Would highly recommend"
"We had a great time and the location was a perfect fit. The bay is quiet and beautiful to enjoy some outside the center. Still reachable in a short taxi ride, all was great and we truly enjoyed Boca del Toro!"
"We had a great time and the location was a perfect fit. The bay is quiet and beautiful to enjoy some outside the center. Still reachable in a short taxi ride, all was great and we truly enjoyed Boca del Toro!"
"We stayed at Divers Paradise Boutique for tonights to enjoy the facility and diving. The breakfast was great in preparation of the Bocas Dive Center. The staff was very helpful was able to get us a water taxi to out charter boat destination. The five staff was very helpful since they are all connected."
"We stayed at Divers Paradise Boutique for tonights to enjoy the facility and diving. The breakfast was great in preparation of the Bocas Dive Center. The staff was very helpful was able to get us a water taxi to out charter boat destination. The five staff was very helpful since they are all connected."
"Loved staying here. It’s middle of the jungle! Staff is amazing! Make huge difference! I think they need to do more activities, haber more options to eat as it’s in a island and to get more options you need to go to town. and improve WiFi connection."
"Loved staying here. It’s middle of the jungle! Staff is amazing! Make huge difference! I think they need to do more activities, haber more options to eat as it’s in a island and to get more options you need to go to town. and improve WiFi connection."
"Excellent stay, beautiful location - best receptionist (angie) and owner thats ever welcomed me at my stay, close to good food (pipa) and beach - highly recommended"
"Excellent stay, beautiful location - best receptionist (angie) and owner thats ever welcomed me at my stay, close to good food (pipa) and beach - highly recommended"
"Great place in a little paradise with the perfect beach front location. A place to slow down, recharge and rest. One of those places you will come back again and again. Operated by the owners in a very family way, making you feel like home"
"Great place in a little paradise with the perfect beach front location. A place to slow down, recharge and rest. One of those places you will come back again and again. Operated by the owners in a very family way, making you feel like home"
"What a wonderful stay! The room was super clean and the area was beautiful. We had an interesting night walk where we learnt so much. The hosts were super kind and accommodating. Wish I was still there!"
"What a wonderful stay! The room was super clean and the area was beautiful. We had an interesting night walk where we learnt so much. The hosts were super kind and accommodating. Wish I was still there!"
Lowest nightly price found within the past 24 hours based on a 1 night stay for 2 adults. Prices and availability subject to change. Additional terms may apply.
Lowest nightly price found within the past 24 hours based on a 1 night stay for 2 adults. Prices and availability subject to change. Additional terms may apply.
Commune with nature and explore the great outdoors at Rio San San during your travels in Changuinola. Amble around the area's parks or visit its monuments.
Banana plantations surround this gateway city where local markets offer colourful handicrafts and fresh tropical fruits. Hop on a water taxi to explore nearby Isla Colón's beaches or arrange jungle tours into the lush rainforests of Bastimentos Island.
This is such a cool place! Beautiful surroundings and a unique experience. It is rustic, but a fun adventure. You must climb up and down quite steep stairs to get to the bedroom. Unfortunately, we had lots of rain, so took the water taxi into town and did some exploring. We went to red frog beach. Beautiful! Staff are nice. Food good. Not many vegetarian options, but overall good. We kayaked and snorkeled. Beautiful! I highly recommend.
This is such a cool place! Beautiful surroundings and a unique experience. It is rustic, but a fun adventure. You must climb up and down quite steep stairs to get to the bedroom. Unfortunately, we had lots of rain, so took the water taxi into town and did some exploring. We went to red frog beach. Beautiful! Staff are nice. Food good. Not many vegetarian options, but overall good. We kayaked and snorkeled. Beautiful! I highly recommend.
We loved our stay at Lula’s. Excellent location on quiet street away from the centre but within easy walking distance from the centre. Complimentary breakfast was tasty and common breakfast room was a nice opportunity to meet other guests. We loved the common porch area providing view of the water across the street and entertaining hummingbirds constantly feeding from the feeders on the property. Consistent hot water for showers which was appreciated after busy days exploring the area.
We loved our stay at Lula’s. Excellent location on quiet street away from the centre but within easy walking distance from the centre. Complimentary breakfast was tasty and common breakfast room was a nice opportunity to meet other guests. We loved the common porch area providing view of the water across the street and entertaining hummingbirds constantly feeding from the feeders on the property. Consistent hot water for showers which was appreciated after busy days exploring the area.
Brenda
Reviewed January 12, 2024Reviewed January 12, 2024
Fantastic stay. Clean rooms, beautiful property, great service, good food and cocktails, excellent front of house staff for arranging transportation. The views from the main restaurant, beach bar and ocean front room, were well worth it. Watching the surfers was very entertaining. Staff went above and beyond, including making sure we caught our water taxi and driver, to organizing a tv to watch the Super Bowl. The only caution would be that the hotel is out of the action. We appreciated the...
Fantastic stay. Clean rooms, beautiful property, great service, good food and cocktails, excellent front of house staff for arranging transportation. The views from the main restaurant, beach bar and ocean front room, were well worth it. Watching the surfers was very entertaining. Staff went above and beyond, including making sure we caught our water taxi and driver, to organizing a tv to watch the Super Bowl. The only caution would be that the hotel is out of the action. We appreciated the...
Erica
Reviewed February 15, 2026Reviewed February 15, 2026
Brian, Dan, and the entire staff at the Lodge were incredible hosts.
We cannot thank them enough for making our holiday better than we could have ever hope for. We will be back!
Brian, Dan, and the entire staff at the Lodge were incredible hosts.
We cannot thank them enough for making our holiday better than we could have ever hope for. We will be back!
The Cabañas Naturaleza are a great place to stay. The owner is very responsive to any inquiries that we made. The location is 4km from town but there were a few restaurants within walking distance and taxis drive by on a regular basis, if you would like to go to town. The cabins themselves are very well kept and provide a kitchen and private pool. The maintenance staff was very friendly and helpful in looking after the grounds and supplying bottled water when requested. I would recommend...
The Cabañas Naturaleza are a great place to stay. The owner is very responsive to any inquiries that we made. The location is 4km from town but there were a few restaurants within walking distance and taxis drive by on a regular basis, if you would like to go to town. The cabins themselves are very well kept and provide a kitchen and private pool. The maintenance staff was very friendly and helpful in looking after the grounds and supplying bottled water when requested. I would recommend...
Craig
Reviewed February 5, 2026Reviewed February 5, 2026
The owners of Coral Bay really get it - by which I mean they provide excellent service, with a great attitude.
My other Panama lodge experiences felt like I was in a developing nation - Coral Bay felt like what you experience in higher end European facilities.
The owners of Coral Bay really get it - by which I mean they provide excellent service, with a great attitude.
My other Panama lodge experiences felt like I was in a developing nation - Coral Bay felt like what you experience in higher end European facilities.
Tropical Suites is an oasis of comfort in the hustle and bustle of Bocas del Toro. Most rooms are overlooking the water and are spacious with a kitchenette or full kitchen. The staff is very friendly and immediately responds to any of your wishes.
They arranged our entire 3 night stay with dinners, lunch, tours, boat tours and all perfectly and we enjoyed delicious food at Guari Guari, El Ultimo Refugio and Pirates.
Can highly recommend this hotel.
Tropical Suites is an oasis of comfort in the hustle and bustle of Bocas del Toro. Most rooms are overlooking the water and are spacious with a kitchenette or full kitchen. The staff is very friendly and immediately responds to any of your wishes.
They arranged our entire 3 night stay with dinners, lunch, tours, boat tours and all perfectly and we enjoyed delicious food at Guari Guari, El Ultimo Refugio and Pirates.
Can highly recommend this hotel.
This was a gorgeous little hideaway in the middle of town. I was fortunate enough to have the ground floor room with my own secret garden patio, totally secured and had a hammock and patio table/chairs. Bed was comfortable, and had 4 total different customizable pillows (some huge and fluffy small and firm) exactly what I needed to get comfortable! The bathroom was well appointed with hot water, shampoo, conditioner, soap towels! Always important the wifi was very strong!
The affiliate...
This was a gorgeous little hideaway in the middle of town. I was fortunate enough to have the ground floor room with my own secret garden patio, totally secured and had a hammock and patio table/chairs. Bed was comfortable, and had 4 total different customizable pillows (some huge and fluffy small and firm) exactly what I needed to get comfortable! The bathroom was well appointed with hot water, shampoo, conditioner, soap towels! Always important the wifi was very strong!
The affiliate...
Very clean, well-organized, and cozy place to stay. Just a few minutes’ walk from downtown, yet quiet because it’s not right in the center. Excellent kitchen and fridge with everything you need to prepare snacks or meals. Several grocery stores are only a few minutes away as well. Very good coffee available all day!
I’m a solo female traveler and felt very safe. I booked a room with a private shower on the lower level.
Thanks for a great stay — I’ll definitely be back!
Very clean, well-organized, and cozy place to stay. Just a few minutes’ walk from downtown, yet quiet because it’s not right in the center. Excellent kitchen and fridge with everything you need to prepare snacks or meals. Several grocery stores are only a few minutes away as well. Very good coffee available all day!
I’m a solo female traveler and felt very safe. I booked a room with a private shower on the lower level.
Thanks for a great stay — I’ll definitely be back!
Such a beautiful hostel! The location is impossible to beat and the staff is truly amazing ! Their customer service was on point!! Will definitely return!
Such a beautiful hostel! The location is impossible to beat and the staff is truly amazing ! Their customer service was on point!! Will definitely return!
Recommend this hotel, particularly if you like being in the middle of things! It's conveniently in "downtown" Bocas and beautifully kept. We had a middle room with no view, and it was a little small, but with nice character, clean & quiet. A jem!
Recommend this hotel, particularly if you like being in the middle of things! It's conveniently in "downtown" Bocas and beautifully kept. We had a middle room with no view, and it was a little small, but with nice character, clean & quiet. A jem!
Anonymous traveller
Reviewed February 18, 2017Reviewed February 18, 2017
The owners Mandy and JP are amazing people and have built a little piece of paradise for all who wish to visit one of the most beautiful places on earth. The rooms were immaculate, the location outstanding, and they paid attention to every single detail to make sure that we slept well and were comfortable each and every day and night. We will absolutely be going back and encourage anybody interested in visiting Bocas to do the same.
The owners Mandy and JP are amazing people and have built a little piece of paradise for all who wish to visit one of the most beautiful places on earth. The rooms were immaculate, the location outstanding, and they paid attention to every single detail to make sure that we slept well and were comfortable each and every day and night. We will absolutely be going back and encourage anybody interested in visiting Bocas to do the same.
Stunning Beaches: Changuinola boasts beautiful beaches like Playa Gandoca, perfect for relaxation and breathtaking views.
Outdoor Adventures: Enjoy exciting boat tours and excursions that highlight the region's rich natural beauty.
Charming Accommodations: Choose from a variety of lodging options, including beach houses and cozy bed and breakfasts.
Picturesque Canals: Explore the area's scenic canals, ideal for nature lovers and photographers.
Vibrant Nearby Islands: Use Changuinola as a base to discover the lively islands of Bocas del Toro.
Find great hotels near Changuinola
Changuinola, nestled in the beautiful Bocas del Toro Province, offers a variety of accommodation options to suit every traveller’s needs. From charming bed and breakfasts to comfortable hotels, you can easily find a perfect spot for your stay. Whether you're seeking a beach getaway, an adventure-filled trip, or a pet-friendly experience, Changuinola has something for everyone. Explore the best hotels available and discover the unique charm this destination has to offer.
Playa Tortuga Hotel Beach And Resort: Playa Tortuga Hotel Beach And Resort is a 4-star hotel located 30.6km from Changuinola, offering a quintessential beach vacation experience. This family-friendly resort is the perfect choice for travellers seeking sun, sand, and relaxation. Guests can enjoy direct access to a stunning beach, a beautiful outdoor pool, and a variety of amenities including a full-service spa and on-site dining options that feature local cuisine. The spacious rooms are designed for comfort, ensuring a rejuvenating stay that captures the essence of tropical paradise.
Punta Caracol Acqua Lodge: Punta Caracol Acqua Lodge, rated at 3.5 stars and situated 25.7km from Changuinola, is an idyllic retreat set over the water, perfect for those seeking a unique beach getaway. With a guest rating of 8.8, this lodge offers a tranquil atmosphere and sustainable accommodation options. Visitors can indulge in the mesmerizing views from their rooms while enjoying direct beach access. The lodge features a restaurant that emphasizes fresh, local ingredients, creating a memorable dining experience. It's an excellent choice for eco-conscious travellers looking to unwind in harmony with nature.
Oasis Bluff Beach: Oasis Bluff Beach is a 3-star lodge located 30.6km from Changuinola, boasting an impressive guest rating of 9.6. This property is tailored for adventure seekers, offering direct access to the beach along with a variety of outdoor activities. Guests can engage in snorkeling, horse riding, surfing, and hiking, making it an exciting choice for those looking to explore the natural beauty of the area. The lodge provides comfortable accommodations and a welcoming atmosphere, ensuring that you can relax after a day of adventure.
Where to stay near Changuinola
For an unforgettable getaway, Changuinola offers a perfect blend of adventure and relaxation. Discover the tranquil beaches of Playa Gandoca, where breathtaking views await. Stay in a beachfront house that puts you right in the heart of nature, allowing you to immerse yourself in the serene atmosphere. With its stunning scenery and great location, Changuinola is the ideal starting point for exploring vibrant nearby islands and enjoying the ultimate outdoor experience.
El Empalme: Located a mere 3.2km from Changuinola, El Empalme is a charming city that serves as a gateway to the stunning natural beauty of Bocas del Toro. Known for its inviting beaches and outdoor activities, visitors can enjoy a blend of relaxation and adventure. The peak travel season from January to March brings an influx of tourists eager to explore the nearby marina and canal, making it a vibrant spot for those looking to soak up the sun and partake in water sports. The local atmosphere is friendly, offering a true taste of Panamanian culture.
Finca 4: Situated 4.8km from Changuinola, Finca 4 is a peaceful city that attracts visitors seeking a laid-back beach experience. With travel peaks occurring from January to March, this area is perfect for those wanting to unwind by the beach or explore the serene canals nearby. The moderate flow of tourists during the off-peak months allows for a more intimate experience, making it an ideal destination for relaxation and enjoying the natural surroundings. Finca 4 provides a glimpse into the tranquil lifestyle of the region.
El Silencio: About 9.7km from Changuinola, El Silencio is an active city that appeals to sports enthusiasts and beach lovers alike. Its sports facilities and stadiums attract visitors year-round, with peak travel from January to March. The blend of sports activities and beautiful beaches makes it a perfect spot for those looking to engage in both relaxation and physical pursuits. El Silencio's vibrant atmosphere, combined with its scenic coastal views, makes it a must-visit destination for anyone exploring the Bocas del Toro Province.
Things to do in Changuinola
Changuinola, located in the Bocas del Toro Province of Panama, offers a delightful blend of outdoor adventures and stunning scenery. Visitors can enjoy boat tours that explore the surrounding waterways, as well as various excursions that showcase the area's rich natural beauty. With its captivating beaches and lush landscapes, Changuinola promises a memorable vacation experience for those seeking a connection with the outdoors.
Shopping
Changuinola offers a vibrant shopping experience with local markets like Mercado Municipal, where you can find fresh produce and handmade crafts. If you're up for a drive, visit Albrook Mall in Panama City for a vast selection of international brands and souvenirs.
Recreation
Experience tranquility at Eco Wellness Lodge, where you can enjoy yoga sessions in nature and rejuvenating spa treatments. For outdoor adventure, explore the nearby La Amistad International Park, offering hiking trails and the chance to immerse yourself in the stunning biodiversity of the region.
Adventure
Explore the stunning landscapes of the La Amistad International Park, where you can hike through lush rainforests and encounter diverse wildlife. For a thrilling experience, try white-water rafting on the Changuinola River, navigating its exciting rapids surrounded by breathtaking scenery.
Nightlife
The nightlife in Changuinola is vibrant and welcoming. Enjoy live music at local bars, or unwind with friends at La Casa de la Cerveza for craft beers. For dancing, check out Club El Bongo, where the rhythm of Latin beats keeps the energy alive all night long.
*Distances are measured in a straight line; actual driving distances may vary depending on the route.
Booking tips and Expedia advantages for Changuinola
The most and least expensive months on average to stay in a hotel: The cheapest months to stay in Changuinola are August to October, where the prices are slightly lower. This is in comparison to April and December to January, where prices are slightly higher.
The best time to book a hotel: Book your hotel in Changuinola about 1 month out to secure some of the cheapest prices. If you're the spontaneous type, Expedia's last minute deals and discounts are indicated via the green label below the price.
The most and least expensive days on average to stay in a hotel: The least expensive day to stay in Changuinola is Saturday. The most expensive day to stay in Changuinola is Tuesday.
Find cheap hotels on Expedia: Utilize Expedia’s search tool to refine your preferences, such as your budget, desired location, and the type of accommodation you prefer. To discover the best prices and deals, arrange the price filter from lowest to highest.
Consider bundling your trip: You can save money by combining your hotel booking in Changuinola with your flights and activities through an Expedia package.
Find the best attractions in and around Changuinola
Changuinola, located in Bocas del Toro Province, Panama, is perfect for outdoor enthusiasts and beach lovers alike. Visitors can explore stunning beaches, picturesque canals, and beautiful islands, ensuring a memorable experience steeped in natural beauty. The area caters to those seeking adventure and relaxation, making it an ideal destination for a scenic getaway.
Starfish Beach: Located 22.5km from Changuinola, Starfish Beach offers a serene escape with its stunning sandy shores and gentle waves. This beach is perfect for relaxing, swimming, and observing the beautiful starfish that inhabit its waters.
Canal: Situated within Changuinola, the Canal provides a unique glimpse into the local ecosystem. Visitors can enjoy leisurely walks along the waterways, taking in the lush surroundings and vibrant wildlife that thrive in this serene setting.
Bird Island: Just 24.1km from Changuinola, Bird Island is a paradise for nature enthusiasts. With its breathtaking outdoor scenery and beach vibes, it's an ideal spot for birdwatching, hiking, and enjoying the tranquillity of nature.
Best time to go to Changuinola
The best time to visit Changuinola can depend on the weather and when visitor numbers rise and fall. The hottest average temperature in Changuinola falls in June and September. September has slightly high visitor numbers and mostly cloudy weather. The coolest average temperature in Changuinola falls in January, visitor numbers are average and weather is mostly sunny with light rain.
Calendar Month
Temperature
Precipitation
Cloudiness
Occupancy
Pricing
January
74.3°F (23.5°C)
Light Rain
Mostly Sunny
Average
Slightly High
February
74.5°F (23.6°C)
Light Rain
Mostly Sunny
Average
Average
March
75.4°F (24.1°C)
Light Rain
Mostly Sunny
Slightly High
Average
April
77.4°F (25.2°C)
Light Rain
Mostly Sunny
Slightly High
Slightly High
May
78.8°F (26.0°C)
Frequent Rain
Mostly Cloudy
Average
Average
June
79.0°F (26.1°C)
Frequent Rain
Mostly Cloudy
Average
Average
July
78.1°F (25.6°C)
Frequent Rain
Mostly Cloudy
Average
Average
August
78.4°F (25.8°C)
Frequent Rain
Mostly Cloudy
Slightly Low
Slightly Low
September
79.0°F (26.1°C)
Moderate Rain
Mostly Cloudy
Slightly High
Slightly Low
October
78.1°F (25.6°C)
Frequent Rain
Mostly Cloudy
Slightly Low
Slightly Low
November
76.6°F (24.8°C)
Frequent Rain
Mostly Cloudy
Slightly Low
Average
December
75.2°F (24.0°C)
Frequent Rain
Mostly Cloudy
Average
Slightly High
The nearest major airports for your trip to Changuinola
To visit Changuinola, you can fly into two major airports. BOCas del Toro International Airport (BOC) is approximately 32.2km away, with nearby hotels such as Playa Tortuga Hotel Beach And Resort, just 1.6km from the airport, and offers on-request shuttle services. The Red Frog Beach Island Resort, located 8.0km away, is also accessible. Alternatively, Enrique Malek International Airport (DAV) is about 117.5km from Changuinola. Good hotel options include Aranjuez Hotel & Suites, 3.2km away, and Hotel Ciudad De David, 4.8km away, both offering free transportation services. Enjoy your stay in beautiful Panama.
Frequently Asked Questions
What is the best area to stay in Changuinola?
The best area to stay in Changuinola is the town centre, particularly around Avenida 17 de Abril and Calle 1.
This area is the commercial and administrative heart of Changuinola. It's where you'll find the main banks, shops, and local eateries. The streets are generally organised in a grid pattern, making it easy to navigate on foot, and it provides convenient access to local transport options.
For business travellers, staying in the town centre is ideal due to its proximity to government offices and major businesses. Hotels here often cater to this audience, providing amenities like reliable internet and meeting facilities. It's practical for those who need to be close to their appointments.
Couples looking for convenience and a central base for exploring the region will also find the town centre suitable.
When is the best time to go to Changuinola?
The best time to go to Changuinola, Bocas del Toro Province, Panama, is during the drier months of February to April and September to October.
These periods offer the most favourable weather for exploring the region's natural beauty, with less rainfall and more sunshine. This makes it ideal for outdoor activities such as visiting the beaches, exploring the rainforests, or taking boat trips to the surrounding islands. You'll find it more comfortable to enjoy the area's attractions without the frequent downpours that characterise other times of the year.
For those planning to enjoy the beaches and marine activities, these drier months provide clearer waters for snorkelling and diving, and more pleasant conditions for sunbathing and swimming. It's also a good time for wildlife spotting, as animals are often more active when the weather is good.
Can I cancel my hotel reservation on Expedia?
You can cancel your hotel reservation on Expedia, though it depends on the cancellation policy of your booking. Most bookings are refundable if canceled within 24-48 hours of the scheduled arrival. Be sure to check your booking confirmation for the exact cancellation policy. If free cancellation is available, you can cancel directly through your Expedia account by logging in, going to "My Trips", and selecting your reservation. To find flexible deals, filter your search by "Fully refundable property" for hotels in Changuinola.
How much is the nightly rate at a Changuinola hotel?
Prices for hotels in Changuinola often vary, but you can find a great deal from CA $29 on Expedia. All sorts of factors affect price, such as the time of year or the days of the week you choose for your stay. Find the best deals by being flexible with your dates, and sort search results by "Price: low to high" for the cheapest rate.