Title: Book the Best Caribbean Islands Adults Only Resorts & Hotels in 2025 | Expedia.ca [Caribbean Islands Travel Guide](https://expedia.ca/Caribbean-Islands.dx3000652683)[Hotels in Caribbean Islands](https://expedia.ca/Caribbean-Islands-Hotels.d3000652683.Travel-Guide-Hotels)[Vacation Rentals in Caribbean Islands](https://expedia.ca/Caribbean-Islands-Vacation-Rentals.d3000652683.Travel-Guide-VacationRentals)[Flights to Caribbean Islands](https://expedia.ca/Cheap-Flights-To-Caribbean-Islands.d3000652683.Travel-Guide-Flights)[Caribbean Islands Car Rentals](https://expedia.ca/Car-Rentals-In-Caribbean-Islands.d3000652683.Car-Rental-Guide)[Caribbean Islands Vacation Packages](https://expedia.ca/Caribbean-Islands.d3000652683.Destination-Travel-Guides) ![Anguilla featuring rocky coastline, a beach and tropical scenes](https://a.travel-assets.com/findyours-php/viewfinder/images/res70/25000/25736-Anguilla.jpg?impolicy=fcrop&w=1200&h=500&q=medium) # Find Adults Only Resorts & Hotels in Caribbean Islands - ![](https://a.travel-assets.com/travel-assets-manager/pictogram-bex/light__calendar_shield.svg) ### Change your mind Book hotels with free cancellation - ![](https://a.travel-assets.com/travel-assets-manager/pictogram-bex/light__deals.svg) ### Treat yourself Sign in to save 10% or more on thousands of hotels [Sign in](https://www.expedia.ca/login) - ![](https://a.travel-assets.com/travel-assets-manager/pictogram-bex/light__bed.svg) ### Be picky Search almost a million properties worldwide ## Check availability on Caribbean Islands Adults Only Resorts & Hotels Tonight [Nov 4 - Nov 5](https://www.expedia.ca/Hotel-Search?regionId=3000652683&startDate=2025-11-04&endDate=2025-11-05&adults=2&rfrr=TG.LP.CheckPrices.Hotel&openPlayBack=true&travelerType=adults_only) Tomorrow [Nov 5 - Nov 6](https://www.expedia.ca/Hotel-Search?regionId=3000652683&startDate=2025-11-05&endDate=2025-11-06&adults=2&rfrr=TG.LP.CheckPrices.Hotel&openPlayBack=true&travelerType=adults_only) This weekend [Nov 7 - Nov 9](https://www.expedia.ca/Hotel-Search?regionId=3000652683&startDate=2025-11-07&endDate=2025-11-09&adults=2&rfrr=TG.LP.CheckPrices.Hotel&openPlayBack=true&travelerType=adults_only) Next weekend [Nov 14 - Nov 16](https://www.expedia.ca/Hotel-Search?regionId=3000652683&startDate=2025-11-14&endDate=2025-11-16&adults=2&rfrr=TG.LP.CheckPrices.Hotel&openPlayBack=true&travelerType=adults_only) ## Top Caribbean Islands Adults Only Resorts & Hotels ![Beach nearby, white sand](https://images.trvl-media.com/lodging/27000000/26770000/26765500/26765412/c848da31.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Outdoor pool](https://images.trvl-media.com/lodging/27000000/26770000/26765500/26765412/3eb38047.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Outdoor pool](https://images.trvl-media.com/lodging/27000000/26770000/26765500/26765412/6edaf985.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Deluxe Suite | Balcony](https://images.trvl-media.com/lodging/27000000/26770000/26765500/26765412/0fce821a.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Bell At The Airport Suites - Adults Only Nassau 9.6/10 Exceptional (445) "Micheal was great , room great " ![Canada](https://a.travel-assets.com/egds/marks/flags/ca.svg) Lorne CA $160 CA $225 total includes taxes & fees Dec 4 - Dec 5 [](https://www.expedia.ca/Nassau-Hotels-BELL-At-The-Airport.h26765412.Hotel-Information) ![Building design](https://images.trvl-media.com/lodging/35000000/34300000/34297500/34297468/326e1bc3.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![8 restaurants, breakfast, lunch, dinner served; international cuisine](https://images.trvl-media.com/lodging/35000000/34300000/34297500/34297468/ebcd42a3.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![55-inch flat-screen TV with cable channels, table tennis](https://images.trvl-media.com/lodging/35000000/34300000/34297500/34297468/90ead21e.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Lobby](https://images.trvl-media.com/lodging/35000000/34300000/34297500/34297468/127c66be.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Live Aqua Punta Cana - All Inclusive - Adults Only Uvero Alto 9.0/10 Wonderful (2261) "Everything about the resort was class and luxury . Great stay !! " ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) Michael CA $467 CA $598 total includes taxes & fees Nov 30 - Dec 1 [](https://www.expedia.ca/Punta-Cana-Hotels-Infiniti-Punta-Cana.h34297468.Hotel-Information) ![Poolside bar](https://images.trvl-media.com/lodging/1000000/990000/982800/982733/a77917de.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![11 restaurants, breakfast, lunch, dinner served; Mexican cuisine](https://images.trvl-media.com/lodging/1000000/990000/982800/982733/65081dd7.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![4 outdoor pools](https://images.trvl-media.com/lodging/1000000/990000/982800/982733/c1fc912e.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![View from room](https://images.trvl-media.com/lodging/1000000/990000/982800/982733/17a6caf5.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Excellence Punta Cana - Adults Only All Inclusive Uvero Alto 9.2/10 Wonderful (2511) "Nice staff and pool" ![Canada](https://a.travel-assets.com/egds/marks/flags/ca.svg) Faeze [](https://www.expedia.ca/Punta-Cana-Hotels-Excellence-Punta-Cana-Adults-Only-All-Inclusive.h982733.Hotel-Information) ![Beach nearby, white sand, beach towels](https://images.trvl-media.com/lodging/10000000/9400000/9395900/9395827/a549c894.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Breakfast buffet](https://images.trvl-media.com/lodging/10000000/9400000/9395900/9395827/27bfc176.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Superior Room](https://images.trvl-media.com/lodging/10000000/9400000/9395900/9395827/c6abec64.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Exterior](https://images.trvl-media.com/lodging/10000000/9400000/9395900/9395827/dea47e35.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### El Blok Esperanza 8.8/10 Excellent (446) "The hotel offered everything as advertised. Great location, and the staff were very helpful and kind. They made it clear what to expect, what was included, and what wasn’t. The room was tidy and clean, and the daily refresh service was provided during our two-night stay. If you rent a car, there’s a large parking lot right in front of the hotel (Esperanza Beach), where you can leave it." ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) Camila CA $287 CA $348 total includes taxes & fees Nov 9 - Nov 10 [](https://www.expedia.ca/Vieques-Hotels-El-Blok.h9395827.Hotel-Information) ![Exterior](https://images.trvl-media.com/lodging/2000000/1340000/1340000/1339973/d0556f3a.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![3 outdoor pools, pool umbrellas, sun loungers](https://images.trvl-media.com/lodging/2000000/1340000/1340000/1339973/5607d5e8.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Property amenity](https://images.trvl-media.com/lodging/2000000/1340000/1340000/1339973/85ae05c1.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![4 restaurants, dinner served, international cuisine](https://images.trvl-media.com/lodging/2000000/1340000/1340000/1339973/6731dfe1.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### BlueBay Villas Doradas - Adults Only - All Inclusive Playa Dorada 7.6/10 Good (1003) "Very good place to stay close to the beach nice and clean" ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) jose m CA $157 CA $202 total includes taxes & fees Dec 4 - Dec 5 [](https://www.expedia.ca/Puerto-Plata-Hotels-BlueBay-Villas-Doradas-Adults-Only-All-Inclusive.h1339973.Hotel-Information) ![View from property](https://images.trvl-media.com/lodging/11000000/10920000/10912100/10912061/4e96e3b2.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![5 restaurants, lunch, dinner served; international cuisine](https://images.trvl-media.com/lodging/11000000/10920000/10912100/10912061/31fad5c8.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Buffet](https://images.trvl-media.com/lodging/11000000/10920000/10912100/10912061/3ccbc946.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Aerial view](https://images.trvl-media.com/lodging/11000000/10920000/10912100/10912061/d9274861.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Warwick Paradise Island- All Inclusive- Adults Only Paradise Island 8.6/10 Excellent (1915) "Great resort" ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) Jennifer CA $547 CA $686 total includes taxes & fees Nov 14 - Nov 15 [](https://www.expedia.ca/Nassau-Hotels-Warwick-Paradise-Island-All-Inclusive-Adults-Only.h10912061.Hotel-Information) ![Sundeck](https://images.trvl-media.com/lodging/19000000/18570000/18567200/18567124/a244f1e1.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Premium bedding, minibar, in-room safe, desk](https://images.trvl-media.com/lodging/19000000/18570000/18567200/18567124/bc0935f1.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Breakfast, lunch, dinner served; ocean views](https://images.trvl-media.com/lodging/19000000/18570000/18567200/18567124/51ef4476.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![On the beach, beach towels](https://images.trvl-media.com/lodging/19000000/18570000/18567200/18567124/5eab0dfd.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Condado Ocean Club - Adults Only Condado 9.0/10 Wonderful (1474) "The property was really nice the staff was really nice definitely will be booking again " ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) Jamia CA $335 CA $431 total includes taxes & fees Dec 1 - Dec 2 [](https://www.expedia.ca/San-Juan-Hotels-Condado-Ocean-Club-Adults-Only.h18567124.Hotel-Information) ![Premium Apartment, 1 Queen Bed, Non Smoking | Private kitchenette](https://images.trvl-media.com/lodging/32000000/31760000/31752900/31752803/9ae1d1ae.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Premium Apartment, 1 Queen Bed, Non Smoking | In-room dining](https://images.trvl-media.com/lodging/32000000/31760000/31752900/31752803/e97b2698.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Front of property](https://images.trvl-media.com/lodging/32000000/31760000/31752900/31752803/792a31bb.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Premium Apartment, 1 Queen Bed, Non Smoking](https://images.trvl-media.com/lodging/32000000/31760000/31752900/31752803/07f2c82c.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Modern Suite - Pasavento Building Aguadilla Pueblo 9.6/10 Exceptional (203) "Highly recommend, staff is great, room was beautiful, " ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) Katherine [](https://www.expedia.ca/Aguadilla-Hotels-Modern-Suite-Pasavento-Building.h31752803.Hotel-Information) ![3 outdoor pools, open 7:00 AM to 7:00 PM, pool umbrellas, sun loungers](https://images.trvl-media.com/lodging/1000000/20000/16500/16440/19f8f3f7.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![7 bars/lounges, 3 poolside bars, swim-up bar, beach bar](https://images.trvl-media.com/lodging/1000000/20000/16500/16440/3fc60f4e.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Theatre show](https://images.trvl-media.com/lodging/1000000/20000/16500/16440/97a48f0c.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Lobby](https://images.trvl-media.com/lodging/1000000/20000/16500/16440/6e80b2c0.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Secrets St. Lucia Resort & Spa All Inclusive Adults Only Gros Islet 8.4/10 Very good (118) "Perfect getaway, private beach, adequate sitting on beach and the most friendly staff. " ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) Elizabeth Berzoza CA $842 CA $842 total includes taxes & fees Nov 24 - Nov 25 [](https://www.expedia.ca/Gros-Islet-Hotels-St-Jamess-Club-Morgan-Bay-All-Inclusive.h16440.Hotel-Information) ![Outdoor pool, pool umbrellas, sun loungers](https://images.trvl-media.com/lodging/24000000/23080000/23072600/23072579/9b8982e5.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Apartment, 1 Bedroom, Terrace, Ground Floor](https://images.trvl-media.com/lodging/24000000/23080000/23072600/23072579/6a268696.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Studio Bungalow, 1 Queen Bed, Patio, Ground Floor | Living area](https://images.trvl-media.com/lodging/24000000/23080000/23072600/23072579/446cb9b0.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ![Penthouse, 1 Bedroom, 1st floor, Balcony, Garden View | Terrace/patio](https://images.trvl-media.com/lodging/24000000/23080000/23072600/23072579/55527931.jpg?impolicy=fcrop&w=357&h=201&p=1&q=medium) ### Aruba Boutique Apartments Adults Only Kudawecha 10/10 Exceptional (100) "Very clean, quiet and well presented property. Perfect for my preferences. Just a short car ride to all the island activities. Automobile required as location is suburban." ![United States](https://a.travel-assets.com/egds/marks/flags/us.svg) Thomas CA $166 CA $274 total includes taxes & fees Nov 14 - Nov 15 [](https://www.expedia.ca/Noord-Hotels-Aruba-Boutique-Apartments-Adults-Only.h23072579.Hotel-Information) Lowest nightly price found within the past 24 hours based on a 1 night stay for 2 adults. Prices and availability subject to change. Additional terms may apply. [View all properties](https://expedia.ca/Hotel-Search?startDate=2025-11-18&endDate=2025-11-19®ionId=3000652683&adults=2&travelerType=adults_only&sort=RECOMMENDED&openPlayBack=true) ## Find out more about Caribbean Islands ### Discover top Caribbean Islands attractions The Caribbean Islands offer an enticing blend of adventure and relaxation for discerning travellers. Begin your journey in St. Lucia, where the iconic Pitons rise dramatically from the azure waters; hiking these volcanic formations rewards you with breathtaking panoramic views. For family-friendly fun, head to the Bahamas and explore the Exuma Cays, where you can swim with the famous pigs and snorkel in the vibrant coral reefs filled with marine life. Art enthusiasts will appreciate the vibrant local culture in Puerto Rico, particularly in San Juan, where you can stroll through the colourful streets of Old San Juan, lined with historic architecture and lively markets. For a touch of luxury, consider a stay in the British Virgin Islands, where you can indulge in sailing charters that take you to secluded beaches and hidden coves, providing a perfect backdrop for family bonding. Each island features a range of high-top hotels, from beachfront resorts with attentive service to boutique hotels that reflect local charm, ensuring your family enjoys both comfort and convenience during your Caribbean adventure. ## Top Caribbean Islands Hotel Reviews ![Majestic Elegance Punta Cana - All Inclusive](//images.trvl-media.com/lodging/3000000/2200000/2191900/2191836/fe18cfe4_y.jpg) ### Majestic Elegance Punta Cana - All Inclusive 10/10 Excellent "Todo estuvo excelente la estadia el services todo lo demas lo unico negative due la persona que tienen sirviendo el cafe cerca del buffet se Porto muy grosera y ruda con nosotros todo lo demas estuvo excelente ." [](https://expedia.ca/Punta-Cana-Hotels-Majestic-Elegance-Punta-Cana-All-Inclusive.h2191836.Hotel-Information) ![Hotel Riu Palace Antillas - Adults Only - All Inclusive](//images.trvl-media.com/lodging/1000000/30000/28700/28648/c1474878_y.jpg) ### Hotel Riu Palace Antillas - Adults Only - All Inclusive 10/10 Excellent "Everything was amazing, from the front desk, to the breakfast, lunch & dinner buffet to the pool/beach staff! " [](https://expedia.ca/Noord-Hotels-Riu-Palace-Antillas-All-Inclusive-Adult-Only.h28648.Hotel-Information) ![Hotel Riu Palace Bavaro - All Inclusive](//images.trvl-media.com/lodging/5000000/4510000/4500600/4500512/55debdab_y.jpg) ### Hotel Riu Palace Bavaro - All Inclusive 10/10 Excellent "was amazing " [](https://expedia.ca/Punta-Cana-Hotels-Riu-Palace-Bavaro-All-Inclusive.h4500512.Hotel-Information) ![Dreams Rose Hall Resort & Spa - All Inclusive](//images.trvl-media.com/lodging/1000000/20000/19600/19588/7cb2ff78_y.jpg) ### Dreams Rose Hall Resort & Spa - All Inclusive 10/10 Excellent "Great staff and beautiful property. " [](https://expedia.ca/Montego-Bay-Hotels-Hilton-Rose-Hall-Resort-And-Spa-All-Inclusive.h19588.Hotel-Information) ![La Concha Resort, Puerto Rico, Autograph Collection](//images.trvl-media.com/lodging/2000000/1770000/1760300/1760259/22470d47_y.jpg) ### La Concha Resort, Puerto Rico, Autograph Collection 10/10 Excellent "I loved the wjole experience " [](https://expedia.ca/San-Juan-Hotels-La-Concha-Renaissance-San-Juan-Resort.h1760259.Hotel-Information) ![Barceló Bávaro Palace - All Inclusive](//images.trvl-media.com/lodging/3000000/2440000/2438600/2438582/b9a77204_y.jpg) ### Barceló Bávaro Palace - All Inclusive 10/10 Excellent "The best place to go on vacation. Excellent staff, Excellent Room. Everything was fantastic." [](https://expedia.ca/Punta-Cana-Hotels-Barcelo-Bavaro-Palace-All-Inclusive.h2438582.Hotel-Information) ![Hotel Riu Republica - Adults only - All Inclusive](//images.trvl-media.com/lodging/13000000/12850000/12848900/12848883/1639414b_y.jpg) ### Hotel Riu Republica - Adults only - All Inclusive 10/10 Excellent "I really enjoyed EVERYTHING!!!!😍" [](https://expedia.ca/Punta-Cana-Hotels-Riu-Republica-Adults-Only-All-Inclusive.h12848883.Hotel-Information) ## Frequently asked questions ### How much do adults-only hotels in Caribbean Islands cost? > Adults-only properties in Caribbean Islands come in a variety of prices depending on the amenities provided and the type of room. Whatever your choice, you can get all the kid-free relaxation you desire at a price that's easy on your budget. ### What are the best adults-only hotels in Caribbean Islands? > There are 181 adults-only hotels in Caribbean Islands with a total average guest review rating of , so you're sure to find a place that's right for you. Basing yourself in San Juan? Have a look at [352 Guest House](https://www.expedia.ca/San-Juan-Hotels-352-Guest-House.h29761812.Hotel-Information). This highly rated 3.5-star hotel comes with all the amenities you'll need for a grown-up escape, like a rooftop terrace and a cafe. [DREAMCATCHER by DW](https://www.expedia.ca/San-Juan-Hotels-The-Dreamcatcher.h7293103.Hotel-Information) is another top-rated option. A barbecue grill and on-site ecotour services are among the conveniences you'll find at this 3.5-star adults-only stay in San Juan. ### Are there any adult-only all-inclusive resorts in Caribbean Islands? > Unfortunately, there aren't any adult-only all-inclusive hotels or resorts in Caribbean Islands. But, if you're planning a trip with your partner and searching for someplace romantic, we recommend [352 Guest House](https://www.expedia.ca/San-Juan-Hotels-352-Guest-House.h29761812.Hotel-Information). Located in San Juan, it comes with a spa tub and a rooftop terrace. Another option is [Casa Wilson Inn](https://www.expedia.ca/San-Juan-Hotels-Casa-Wilson-Inn.h34105289.Hotel-Information). Also in San Juan, it offers conveniences like room service and wedding services. ### What is there to do in Caribbean Islands near my adults-only hotel? > One of the most important travel accessories for your Caribbean Islands vacation is an exciting itinerary! Condado Beach, Escambron Beach and Casa Bacardi are some of the most popular sights if you're staying in San Juan. Havana is also home to superb attractions, such as Havana Cathedral. Eager to add to your to-do list? Make sure you visit Great Theatre of Havana and National Museum of Natural History too. ### How can I find cheap adults-only hotels in Caribbean Islands? > With Expedia's filter tool, booking cheap adults-only hotels in Caribbean Islands is a breeze. Simply fine-tune your search results by amenities, budget and star rating to discover accommodations that are very pocket friendly. ### From what age can you stay in an adult-only hotel in Caribbean Islands? > It varies, but generally you must be 16, 18 or 21. Rules may be different from one property to the next, so check the fine print of the adult-only hotel or resort in Caribbean Islands that catches your eye. Whether you're organizing a birthday party with your pals or a romantic retreat for two, Expedia's adult-only getaways are all about kid-free, hassle-free good times. ### Are all adult-only resorts all-inclusive in Caribbean Islands? > If you just want to stay at a resort or hotel where most of what you need is included in the cost of the room, scroll down to our "all-inclusive" filter. This will display suitable adult-only all-inclusive accommodations in Caribbean Islands that will usually include your room, food and drinks, a variety of on-site activities and great entertainment. Check out the hotel you're interested in to see exactly what you'll get for the price. ### Why book your adults-only hotel in Caribbean Islands with Expedia? > With affordable rates and an impressive range of properties in Caribbean Islands, Expedia is your one-stop shop for an adults-only escape. Save money and go for a comfortable motel, or treat your darling to a romantic weekend retreat in a high-end hotel. ### When is the best time to stay at an adult-only all-inclusive resort in Caribbean Islands? > The best time to book an adult-only all-inclusive resort or hotel in Caribbean Islands can depend on a few things, the first one being the weather. Also consider whether you want to experience the energy of peak season, when demand for flights and hotels is high, or the low season, when things are a bit less hectic. Take into account your travel style and budget before booking your dream adult-only escape that offers the whole nine yards! ### Can I cancel or change my adult-only resort booking? > It is possible to cancel or change your booking, but check your itinerary or head to Expedia's [Trips portal](https://www.expedia.ca/trips) to find out what rules apply. Whether you'll be charged a fee depends on the type of adult-only hotel or resort booking you made. Haven't locked in your Caribbean Islands escape yet? Look for adult-only properties that allow a full refund — because even the best plans can go awry!